The major healthcare provisions of the One Big Beautiful Bill Act (OBBBA) have a range of effective dates. Insurance eligibility and affordability provisions are generally frontloaded, with the earliest marketplace changes taking effect in 2025 and Medicaid work requirements starting by the end of 2026. Restrictions on Medicaid financing will be phased in starting in 2028.
“We’re not preparing for a storm – we’re preparing for climate change.”
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